Vice President of Legal

ABOUT US

The Savings Group is an innovative FinTech company that is powering finance in the age of mobility. We function as a virtual Finance & Insurance office, finding our customers the perfect lender for their car loan or refinance. This means we're able to solidify our customers' auto loans prior to going to the dealership, and our marketplace of lenders ensures they get the lowest rate available. 

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WHY WORK WITH US

We come from all kinds of backgrounds and experiences to create something new: A better way to do car loans. We support a casual work environment, positive work culture, and developing our talent to become successful leaders. Our core values of Hard Work, Optimism, Grit/Growth, and Integrity help us create a collaborative team mindset and a better place to work.

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SUMMARY

This role requires a keen ability for high-quality legal analysis and sound judgment. You should possess excellent oral and written communication skills, strong interpersonal and influencing abilities, and a proactive approach to providing legal support that aligns with the dynamic needs of a business team. Flexibility and adeptness in managing multiple projects simultaneously are essential. This will be an onsite position located in the Denver Tech Center in Denver, CO. (We are not able to move forward with candidates that live in: CA, NY, NJ, IL, WA, OR and MUST BE LOCATED WITHIN THE UNITED STATES)

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ESSENTIAL JOB FUNCSTIONS AND RESPONSIBILITIES

• Provide strategic and tactical legal support for all facets of TSG’s business and across all its brands and subsidiaries.
• · Serve as a trusted advisor to business teams, providing guidance on product and service developments and consumer finance laws and regulations relevant to TSG, particularly in auto lending. This includes third-party management, marketing materials review, and drafting and negotiating business and partnership agreements.
• · Effectively manage outside counsel relationships and oversee litigation strategies.
• · Provide legal support to human resources for employee related matters.
• · Lead efforts to monitor and assess federal, state, and local regulatory developments affecting lending, ancillary product sales, and other business activities impacting TSG’s marketplace. Communicate with TSG’s lending partners to ensure regulatory alignment.
• · Collaborate closely with the compliance team to deliver comprehensive risk management support, assisting in responses to consumer complaints, and managing both internal and external compliance audits, including regulatory exams.
• · Work with team members to identify areas for process improvement and ensure consistent interpretation and application of legal requirements across TSG.
• · Provide prompt legal support for other assignments as needed.
• · Supervise and support team members in meeting shared objectives.

QUALIFICATIONS

• J.D. from an accredited law school; must be licensed and in good standing in one or more states.
• · Minimum of 8 years combined experience in law firm, government, or in-house roles, preferably with people management experience. At least 5 years should be focused on consumer finance law, with a preference for in-house experience at a bank, credit union, finance company, or fintech.
• · Expertise in advising on key consumer finance regulations, including TILA/Regulation Z, ECOA/Regulation B, FCRA/Regulation V, TCPA, CAN-SPAM, UDAAP, federal and state privacy laws, and state specific lending laws.
• · Strong experience in contract review and negotiation with practical legal insights that balance legal risk and business goals.
• · Agility and adaptability in a fast-paced, evolving business environment, with a readiness to innovate.
• · Comfortable with hands-on involvement in the implementation and execution of legal guidance alongside business partners.
• · Proven ability to manage multiple transactions or tasks, take on new challenges, and advise on unique legal issues.
• · Excellent relationship-building skills, with the ability to interact effectively and influence partners and team members across departments and job levels.
• · High integrity and willingness to engage in candid discussions with business leaders when necessary.

BENEFITS

• Medical Insurance
• Dental Insurance
• Vision Insurance
• Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
• Supplemental Insurance
• 401(k) Retirement Savings Plan
• Paid Time Off
• Paid Holidays
• Beautiful Denver Tech Center (DTC) Location
• Fitness Club Access
• Parking and Transportation Assistance
• Casual Office Environment

COMPENSATION

Compensation: Starting salary range is $180,000 - $200,000 based on relevant experience, merit and Education. Potential for discretionary bonus of up to 30% of annual base salary.

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NON-PHYSICAL DEMANDS: Change of tasks, performing multiple tasks simultaneously and working with others as part of a team, irregular schedule/overtime, and tedious exacting work.

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MACHINES, TOOLS, EQUIPMENT AND WORK AIDS:

Computer workstation and/or laptop, phone, copier, printer and fax.

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PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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While performing the duties of this job, the employee is frequently required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle or feel; reach with hands and arms; stoop, kneel, crouch or crawl; and talk or hear. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus.

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WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

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Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.

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The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. Regarding hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources.

Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.

The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources